The government launched on March 17 a new device to allow the most modest households to buy a car or a two-wheeler less polluting.

The government is proposing new aid to help households in the poorest modest to swap their old car for a newer and above all cleaner model. It is Jean-Baptiste Djebbari, Minister Delegate in charge of Transport, who announced yesterday the creation of a microcredit entitled “Clean vehicles“in this sense.

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A welcome help for the most modest

This assistance is welcome to allow these households to continue to have access to ZFE (Low Emission Zones) with a cleaner vehicle.

This new device is intended for very modest households“, whose “the repayment capacities are considered sufficient” but who “do not have access to credits distributed by traditional banking networks“, underlines the ministry in a press release.

To benefit from this credit guaranteed at 50% by the State from a social organization, you must acquire or rent a new or used vehicle Crit’Air 0 (electric or hybrid) or Crit’air 1 (gasoline vehicle registered after January 1, 2011) emitting less than 109 g NEDC or 132 g WLTP. Electric two-wheelers, tricycles and quadricycles can also benefit from this credit.

A variable amount depending on income

The amount of the loan varies according to household income and can go up to 5,000 euros repayable over five years. It is of course cumulative with the devices of ecological bonus (up to 12,000 euros for a new electric) and conversion bonus.

Offered by social support services such as Red Cross or the Federation of rural families, this microcredit is available for a purchase but also for a long-term rental or a rental with option to purchase, formulas that are on the rise.

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